Blogs

  • Retirement Planning: Most Important And Often Most Neglected

    Retirement Planning: Most Important And Often Most Neglected

    Let’s Consider an Example Mr Kumar, 35 years, married with lady, has kids and is in a stable job His monthly committed expenses is approximately 1 lakh / month Committed implies essential and unavoidable expense His non committed expense is 2 lakhs / year Non committed means to say: something like vacation, buying gift for…

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  • Teach Good Money Habits to Your Children

    Teach Good Money Habits to Your Children

    In this Digital World, We can do everything from mobile to insurance bought online, with digital money, kids tend to believe that everything can be bought at a click of a button. All you need, to buy anything, is either a mobile phone or a laptop. This poses serious dangers to kids’ thought processes as…

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  • Grow your Wealth: Ten Tips to Grow your Wealth in a Systematic Manner Without Taking Unnecessary Risks

    Grow your Wealth: Ten Tips to Grow your Wealth in a Systematic Manner Without Taking Unnecessary Risks

                      Grow your Wealth: Ten Tips to Grow your Wealth in a Systematic Manner Without Taking Unnecessary Risks Various studies reveal that financial literacy levels are very low in India, especially among women and youngsters who lack even basic financial knowledge. In a small attempt to increase…

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  • Retirement Planning: Most Important and Often Most Neglected

    Retirement Planning: Most Important and Often Most Neglected

    Retirement planning is one of the most important aspect of financial planning and goal-based planning. It is often the most neglected part of one’s life too. We need to consider the following facts, and this will make it clear why retirement planning is most important. Income of majority will become zero or drop significantly once…

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  • Health Insurance Portability – Explained

    Health Insurance Portability – Explained

    The Insurance Regulatory and Development Authority (IRDA) introduced health insurance portability in 2011, which allows a policy holder to switch to another insurer to get better services without losing the credit gained from pre-existing conditions and time-bound exclusions. A health insurance policy has become a essential part of financial planning amid the rising of disease…

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  • Simple rules that can change your personal finances

    Simple rules that can change your personal finances

      Simple rules that can change your personal finances Personal finance refers to how you manage your money and plan for your future. All of your financial decisions and activities have an effect on your financial health. I have written in my previous article for specific rules of thumb, such as “don’t buy a home…

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  • Personal Finance Resolutions for 2022

    Personal Finance Resolutions for 2022

    Money management should be holistic. How we save or invest is important, but our health and time management is more important. Personal Finance Resolutions for 2022 I will not be in a hurry to invest or save money – not before I protect my family with adequate life insurance, health insurance and an emergency fund.…

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